5 Best Apps For Mobile Banking

Banks today are eagerly trying to keep up with the ever changing technology by developing mobile banking apps that are both secure and user-friendly. Many of which have suceeded. With apps for iPhone, iPad and Android, you can monitor your account and control your money all from the palm of your hand. And the best part is that they’re all free!

5. Citizens Bank: 

The Citizens Banks app allows you to check available balances and activity, pay bills, transfer funds, and locate ATMs and branches, all at your convenience. Compatible with iPhone, iPod touch, iPad, and Android devices, this app is intuitive and extremely easy to navigate. It also has a helpful calendar that will assist you with your bills. Security includes state-of-the-art encryption technology, firewalls and secure logon to protect your account from unauthorized users and activity.

4. Citi Bank :

Citibank app is available on the iPhone, iPod touch and Android. While this app allows customers to deposit checks into their checking accounts, the process is rather complicated for security purposes. Nonetheless, Citibank customers can check the balances of their linked accounts, which include checking, savings, credit card, home equity or persona loans and mortgages. The Citi credit card app allows users to track rewards points and view their credit limit. This is quite a helpful feature because charging more than your credit limit can harm your credit score.

3. Wells Fargo :

You can access your Wells Fargo checking account from any iPhone, BlackBerry, Palm, or Android device. The app is totally safe, thanks to the 128-bit Secured Socket layer. This security feature makes it very difficult for folks to hack into your account. This app also allows Wells Fargo customers to find the closest branch, transfer money and manage multiple accounts. Wells Fargo also has the mobile deposit feature which is now available nationwide.

2. Chase :

The Chase app, which is available on the iPhone, iPad, Android, and Windows phone, has all the bells and whistles of the other mobile banking apps. You can check your balance and find branch locations. But, what makes Chase different from the rest of the pack is how users can deposit checks right from their smartphone or iPad. Just use the app to take a picture of the back and front of your endorsed check, enter in your account number and the money is added to your account. Chase mobile banking app is definitely cutting edge!

1. Bank of America :

As for the best mobile banking app on the market today, I had to go with Bank of America who has been on the forefront of mobile banking since the launch of the very first iPhone. Bank of America customers have a smorgasbord of options to choose from. Plus, customized apps are available for iPhone, iPad, BlackBerry, Android, Windows and even HP webOS. What’s more, customers with older devices can take advantage of web and text banking. Most banks only offer apps that are compatible with Apple products. Bank of America has set a benchmark in mobile banking that is going to be tough to reach.